Your health insurance coverage’s efficiency depends heavily on the chosen policy’s sum insured. Thus, a health policy that covers you with a sum insured of Rs. 10L can provide adequate coverage for medical treatment during the policy period. This article highlights the features of the 10L ACKO Standard Health Insurance Plan. Read on to learn more. When life throws an unexpected challenge at you, staying healthy is always easier with the support of a trusted insurance partner. We, at ACKO, believe that maintaining health goals should not come with a limit on health expenses. Our ACKO Standard Health plans will help ensure that the health and well-being of you and your family are well looked after.
Plans start at just ₹21/day*.
We pay 100% of your hospital bills
From syringes to surgeries
No limit on hospital room rent
No compromises on recovery
10 lakh health insurance means that your health plan will have a sum insured of ₹10 lakhs. You can claim up to this amount in the event of hospitalisation. At ACKO, we offer various health insurance plans with a sum insured of ₹10 lakhs. In the event that you (or a covered family member) need medical care, this medical insurance plan can provide enough financial support.
Benefits of health insurance coverage with Rs. 10 lakhs sum insured A normal medical insurance plan does not provide all the features of the ACKO Standard Health Insurance Plan with Rs. 10 lakhs. Here is how this plan can benefit you.
If you have a sum insured of Rs. 10 lakhs, you most likely won't require top-ups or super top-ups. You can get back 100% of your Rs. 10 lakhs sum insured if your covered amount is exhausted during the policy period.
A separate payment is often required when purchasing an add-on to a health plan. However, your ACKO coverage already comes with useful extras like Doctor on Call, Room Rent Waiver and more.
With our best 10 lakhs sum insured health insurance plan, you will always have a significant and sufficient sum insured so that hospitalisation charges won't be an issue.
As treatment cost is expensive, people often pay a high premium for specific coverage that covers critical conditions. You won't need a separate insurance policy/cover for these expenses if you have our Rs. 10 lakh health plan. Under this plan, we will cover hospitalisation costs for critical illnesses.
A comprehensive plan for all your medical needs including 100% hospital bill payments, no caps on room rent, and a useful Doctor-on-call add-on.
An ultimate health insurance plan that offers complete financial protection right from the policy start date. It comes with no waiting periods and all the features of the standard plan like 100% hospital bill payments and more.
The right way to ensure an all-encompassing health insurance coverage. The super top-up provides extended coverage for ever rising medical costs. Get all the features of the ACKO Platinum Health Plan under this plan after a set deductible.
Here is how the 10L ACKO Standard Health Insurance Plan works.
The claim amount includes more than just the hospital expense. It consists of various fees, including copayments, compulsory deductibles, and non-payable medical costs. Other insurance policies may not cover these expenses. However, you won't need to worry about such deductions if you have the ACKO Platinum Health Insurance Plan. According to the terms and conditions of the policy, we shall pay the total claim amount for an approved claim.
The 10L ACKO Standard Health Insurance Plan comes with the Room Rent Waiver add-on coverage. As a result, you have the flexibility to stay in any type of hospital room you prefer, be it a suite, a deluxe/super deluxe room, or a private room. We will pay the entire room rent without applying proportionate deductions on the claim amount.
Steps to purchase an online medical insurance plan with Rs. 10 lakhs sum insured.
Download the ACKO app on your phone or scroll up to enter your details in a small form provided.
Enter your PIN code, and click on "Get quote".
Answer a few questions about yourself, your family members, and the coverage you need. Finally, check the quote.
We will get in touch with you for further processing, including the Pre-Policy Medical Check-up. We will issue the policy once the application is approved.
The following are the list of items covered under our health insurance plans with 10 lakhs coverage.
Your Rs. 10L ACKO Standard Health Insurance Plan includes the following add-ons.
Our health insurance plan covers non-medical costs. These expenses include the price of syringes, sterile injections, nutritionist or dietician fees, and entry and registration fees. Typically, during a claim, insurers do not cover these costs. You must bear these charges. However, you can claim these non-medical costs under your 10L ACKO Platinum Health Insurance Plan.
The 10L ACKO Platinum Health Insurance Plan includes the Room Rent Waiver add-on coverage. Thus, you have the freedom to stay in any hospital room of your choice, including a suite, a deluxe/super deluxe room, or a private room. We will pay the whole room rental amount without any conditions.
If you need to speak with a doctor, you can schedule teleconsultations as a part of our Rs. 10 lakhs health plan. Patients and doctors recognise the importance of online consultations as they are faster and more convenient. The Doctor On Call feature of the 10L ACKO Platinum Plan makes it simple for patients to get a doctor's advice via video calls.
Since this is not a typical medical insurance plan, there are a few factors that can affect the final payable premium. The premium depends on several factors, for instance, your age, the number of dependents insured under the plan, where you live, etc. We need such essential details from you in order to determine your 10 lakh medical insurance premium for the Rs. 10 Lakhs Insurance Plan.
Along with the advantages mentioned above and the features of our comprehensive coverage, ACKO is one of the top choices for insurance solutions due to the following factors.
You can avail of the cashless claims feature at any of the 10,500+ hospitals that are in ACKO's network. To submit a cashless claim, call us, and we'll help you with the exact process.
Have a query running through your mind? To get your questions answered quickly, just dial 1800 266 2256.
More than 8+ crore people rely on us for their insurance needs. We provide a wide range of services, including group health insurance for employees, auto insurance, and more.
Raising a claim against the 10L ACKO Standard Health Insurance Plan is pretty easy. A smartphone with a working internet connection is all you need to get started. Download the ACKO app on your phone, login into your ACKO account, and raise a claim by uploading the soft copies of the necessary documents.
When selecting a 10 lakh health insurance policy, consider the following.
The 10L ACKO Standard Health Insurance Plan is available to everyone who is 18 years of age or older. This plan allows for insurance coverage of up to ten insured members, including self, spouse, up to four children, parents, and parents-in-law.
When you decide to buy 10 lakhs sum insured health insurance from us, no unnecessary physical form filling or multiple physical document submission is required. We simply need information about your past and present medical conditions to create a personalised health insurance quote for you and your loved ones.
The following types of waiting periods are applicable on your health insurance policy.
Every patient will have thirty days of fixed initial waiting period starting from the policy commencement date. Only accident claims can be raised during this time.
Some medical conditions receive insurance coverage after two years. The list of these diseases is available in the Policy Wordings.
Coverage for these diseases will begin after three years of buying the plan, subject to timely renewals.
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Reviewed by Rupinderjit 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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