ACKO's health insurance for women is a comprehensive policy designed to address the unique healthcare needs of women. This plan offers extensive coverage, including maternity benefits (under Group Medical Coverage), critical illness coverage for conditions like breast and cervical cancer, and preventive services such as regular screenings. With over 10,500+ cashless hospitals across India, policyholders can avail themselves of quality medical care without financial strain. Prioritise your health with this tailored women's health insurance plan.
Zero
Waiting period
10,500+
Cashless hospitals
100%
Bills covered
Women’s Health Insurance is designed to meet specific women's healthcare needs throughout various stages of life. It offers financial protection and access to quality medical care by covering a range of services, from routine checkups to specialised treatments. Read on as we explore the ‘women insurance’ topic in detail.
Here are some key features of women's health insurance:
This type of insurance typically includes coverage for health issues most prevalent among women, such as breast cancer, cervical cancer, maternity, and other gynaecological conditions. It ensures that women have financial support for preventive care and treatments related to these conditions.
A significant feature of women's health insurance is maternity coverage, which includes prenatal, delivery, and post-natal care. Often, these plans also cover newborn care, sometimes including vaccinations and other pediatric treatments for a certain period after birth.
At ACKO, maternity benefits are offered only under Group Medical Coverage (GMC) Plans.
Women's health insurance plans usually emphasise preventive care, including regular screenings for breast and cervical cancer, osteoporosis screenings, and comprehensive check-ups that are crucial for early detection and prevention of various health issues.
Many plans include coverage for contraceptive methods, including consultations, medications, and procedures, aligning with the broader scope of women's reproductive health needs.
Recognising the importance of mental health, some women's health insurance policies offer coverage for mental health services, including therapy and counselling, which can be crucial for holistic health.
Many insurers allow policyholders to customise their coverage with add-ons or riders that can include enhanced cancer coverage, infertility treatments, etc., tailoring the insurance to fit individual needs more closely.
Some plans incorporate wellness programs designed to promote a healthier lifestyle through diet and exercise, sometimes offering discounts on gyms, fitness centres, and spas.
| Reason | Details |
| Gynaecological Concerns | This is for diseases such as fibroids and cysts. Women who want to get check up and treatment done for the issues mentioned earlier are also safe with this insurance. |
| Critical Illnesses | It covers expensive procedures primarily associated with diseases such as breast cancer, pre- and post-hospitalisation, chemotherapy, and surgery. |
| Diabetes | Encompasses the financing aspect of gestational diabetes and its complications. |
| Annual Check-ups | Includes annual health screenings, mammograms, cholesterol testing, and blood pressure testing within certain thresholds. |
| Mental Health Support | Offers counseling, psychotherapy, and psychiatric services for such problems as postnatal blues and stress at work. |
| Hereditary Conditions | Includes family rate diseases as well as those of breast and ovarian cancer such as preventive mastectomy. |
| Preventive Care | Services include general health checkups (e.g., pap smears, mammograms) and immunisations (e.g., HPV) are included. |
| Other Health Concerns | This includes supporting incidental occurrences such as accidents. |
| Early Insurance Advantage | Promotes early goal attainment to help minimise the premiums, thus helping to cover all the things that may be needed in the future. |
Ensure the policy includes pre-existing disease, OPD, IPD, and post-hospitalisation expenses and still includes services like telemedicine.
In the case of group health insurance, a separate insurance plan for women is vital since it gives you protection in case you switch jobs or require other benefits.
Safeguard your family with a higher sum insured to include more expensive diseases such as breast cancer, ovarian cancer, and other diseases.
Buying insurance for women at a young age because it fixes the rates at the lowest level and will pay for aging risks, including preventive care.
Choose an insurer with efficient digital procedures and customer service, friendly and accessible around the clock, and good recommendations for fast and hassle-free claims processing.
Pays for admission to a hospital, surgery, and other expenses associated with it.
Includes medical expenses that are accrued before admission to a hospital, including tests and doctor fees.
Providing for expenses incurred after the patient has been discharged from the hospital, whether in terms of follow-up visits, medication, or recovery treatments.
It enables one to speak with doctors using the available resources without going to the hospital.
Facilitating cashless treatment at network hospitals, thereby uplifts the high costs incurred on medical bills.
The fact that excluding the cost of the treatments to be covered means that there will be no additional costs for those seeking the services.
Opting for women health insurance can offer several benefits. Here’s a list.
Although practical, a Group Medical Cover (GMC) can be limited in terms of the sum insured. It also lasts only till you are employed. Coupling it with a dedicated women’s health insurance policy for yourself will offer better coverage than GMC.
While a GMC plays a huge role in covering maternity-related expenses, an individual plan can be relied upon for major medical issues. Thus, both can work in conjunction. That’s why it’s beneficial to have dedicated individual health insurance for women along with a company-offered GMC.
The amount of tax benefit you can claim depends on the amount of premium you pay and your income. This is an additional benefit that comes along with having financial cushioning in case of medical issues.
With insurance for women's health, you don't have to be concerned about managing medical expenses out of your pocket. This can give you peace of mind and financial security. A women's health insurance plan can help you achieve financial independence by covering the cost of your medical expenses. This can free up your money so you can use it for other things, such as saving for retirement or your child's education.
Consider investing in medical insurance for women that is designed for your needs. This can help you manage the financial burden of medical expenses and give you peace of mind knowing that you are covered.
Also, with digital-first health insurance for women you can gain access to top hospitals without worrying about escalating bills. Receiving timely medical care from professionals can make a lot of difference regarding diagnosis, treatment, and recovery.
The following coverages are offered by the ACKO Platinum Plan. Please refer to the policy wordings to know precise coverages.
Here are some instances that are not covered under a women health insurance policy. Please go through the respective policy wordings for details about exclusions.
The eligibility criteria for insurance for women’s health and the premium charged for the policy usually depend upon the following criteria.
The age of the women being insured
Pre-existing illnesses while purchasing the policy
Lifestyle factors (smoking or drinking habits)
Digital-first insurance companies do not need a long list of documents for offering insurance for women’s health. However, the following might be needed on a case-by-case basis.
Medical reports of tests that have been asked to perform as a part of the policy application process.
Identity-related documents such as an Aadhaar card.
Any other document deemed necessary for premium estimation.
If you are looking for women’s health insurance, you can buy the ACKO Platinum Plan. Here’s how to go about it.
Living in a fast-paced generation, getting insurance for women is beneficial in protecting their health and financial future. The correct policy shields you from emerging expenditure on ailments, complex conditions, gynaecological issues, and check-ups. Selecting the broad options and purchasing the policy as early as possible is mandatory to have the best shield type.
The ACKO Health plans should be looked at for women looking for convenient and dependable health insurance. These and other benefits include cashless hospitalisation, no out-of-pocket expenses, as the name suggests, and straightforward claims through the following processes.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.
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Reviewed by Rupinderjit 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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