Do you feel that no matter how much sum insured your health insurance policy offers, you still might be underinsured? Well, let’s throw that concern out of the window! Here’s presenting a health insurance plan with an unlimited sum insured. Yes, you read that right. It is indeed an ‘Unlimited Health Insurance Plan’. Here are the details.
Zero
Waiting period
10,500+
Cashless hospitals
100%
Bills covered
An Unlimited Health Insurance Policy is a medical insurance plan that provides an unlimited sum insured. It implies you can get coverage for expensive medical treatment without worrying about exhausting the sum insured. The Unlimited ACKO Platinum Plan covers hospitalisation, day-care treatments, second opinions, emergency medical evacuation, and other medical situations.
The Unlimited ACKO Platinum Plan comes with the following features:
The two main reasons why you must choose ACKO Platinum plan are:
A standard health insurance policy usually comes with different waiting periods, for example, initial, illness-specific, disease-specific, and pre-existing disease waiting periods. If you raise a claim during this waiting period, it’s going to be rejected, and you will have to bear the medical expenses on your own. However, the Unlimited ACKO Platinum Plan has zero waiting period. You are allowed to claim from Day 01 of the policy start date.
A health insurance claim includes costs like hospitalisation, deductibles, non-payable medical expenses, and room rent calculation. Usually, claim settlement will not include several of these expenses. In such cases, you will have to pay a substantial amount to settle the hospital bill. But with the Unlimited ACKO Platinum Plan’s Zero Deductions feature, you get the maximum claim amount. There will be no deductions, co-pay, room rent limit, and unpaid medical expenses.
*As per policy terms
You get the following coverage under the Unlimited ACKO Platinum Plan.
While the Unlimited ACKO Platinum Plan offers comprehensive coverage for most medical expenses, unfortunately it also has some conditions that we need to exclude. You cannot make claims for the following exclusions.
The cost of buying the Unlimited ACKO Platinum Plan depends on numerous parameters like the policyholder's age, location of residence, number of dependents, and more. We will calculate the premium amount for each policy based on such factors when you share some basic information while buying the plan.
This plan offers value for money. Since there is no limit on the sum insured, you may raise multiple claims during the policy period without worrying about exhausting the sum insured. Claims can be for minor medical procedures like day-care services or major hospitalisation, for example, for treating a critical illness like cancer.
With unlimited sum insured, you can rest assured, as features like Zero Deductions and No Waiting Period imply that you can claim from day one of the policy and get the maximum amount you have spent paying the hospital bills.
This plan comes with unbeatable value and comprehensive coverage with:
Our digital-first approach ensures that filing a claim under your Unlimited ACKO Platinum Plan is quick and hassle-free. You can choose from two simple claim options:
Important: Inform ACKO about your hospital admission as early as possible, regardless of the claim type.
Log in: Access your ACKO account via the app or website.
Select Plan: Open your Unlimited Health Insurance Plan.
Submit Details: Answer a few simple questions, upload digital copies of the required documents, and hit “Submit.”
Once your claim is submitted, our team will contact you to process it quickly and efficiently, ensuring settlement under the plan’s terms and conditions.
With ACKO, managing your health insurance claims is as seamless as possible—your care is always our priority!
In the digital era, buying health insurance is as simple as making a few clicks. There is no need to visit a physical office, submit mounds of paperwork, and wait several days for approval. ACKO has simplified the process of purchasing health online with our product offerings. The best part is that insurance is far more accessible and affordable when you buy online.
Want to buy an unlimited ACKO platinum plan? Here are three steps to follow:
Download the ACKO app or go online at www.acko.com and log in with your mobile number.
Go to the Health Insurance tab and click on Get a Quote
Enter your details, and answer a few questions to get started. Then make the payment.
The next step is to schedule the medical test. Then after a short processing time, we will send you the policy if the application is approved.
While purchasing the coverage, if you require any support, we will be pleased to provide it. Please send an email to [email protected] or call us on 1800 266 2256 (toll-free).
The Unlimited ACKO Platinum Plan is designed to offer comprehensive coverage with simple eligibility criteria:
It can cover up to 6 dependents under one policy.
This includes:
At ACKO, we strive to make buying health insurance hassle-free without requiring bothersome paperwork. All you need to do is:
Provide basic information about your current and past health conditions.
Share information about the people you would like to insure.
That’s it! Based on this, we’ll generate a personalised health insurance quote tailored to meet your needs and those of your loved ones.
Skip the paperwork and focus on what matters—getting the best health coverage for your family with ACKO’s seamless digital process!
Unlimited sum insured health insurance offers robust protection by removing the cap on coverage limits, ensuring that policyholders are fully covered for medical expenses, regardless of the cost. This type of plan provides peace of mind, particularly for those who may require extensive medical treatment. While it may come at a higher premium, the benefit of unlimited coverage can outweigh the cost, especially in the event of a major illness or emergency. It's important to carefully assess your healthcare needs and consider a plan that provides the right balance of coverage and affordability.
Here are some common questions about health insurance and our unlimited sum insured plan.
While a health plan protects your health with comprehensive coverage, a Term Insurance Plan secures the financial future of your loved ones. A ₹1 crore term plan offers substantial life coverage at affordable premiums, helping protect your family from unforeseen financial burdens. Use a term insurance calculator to determine the right coverage for your needs. Remember, having a life insurance plan provides a crucial safety net for your family, ensuring their financial stability even in your absence.
By combining health and life insurance, you ensure comprehensive protection, from healthcare needs to long-term financial security, for yourself and your loved ones.
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Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.
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