Travel Insurance for Thailand from India

Thailand is an amazing destination for travelers! With its gorgeous islands and mouth-watering Thai cuisine, it's no wonder why people flock to this country. However, it's always better to be safe than sorry, right? That's why it's a good idea to consider getting Thailand travel insurance before starting your trip. Opting for the best online travel insurance for Thailand does get much easier with ACKO’s comprehensive plan. You get everything you need at a reasonable rate.

Thailand is an amazing destination for travelers! With its gorgeous islands and mouth-watering Thai cuisine, it's no wonder why people flock to this country. However, it's always better to be safe than sorry, right? That's why...
Thailand is an amazing destination for travelers! With its gorgeous islands and mouth-watering...
Buy Thailand Travel Insurance at Just ₹10/Day*

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Affordable plans

starting at ₹10/day*

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Instant Claims

9 of 10 claims settled same day

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Edit policies on the go!

Manage trip details on app

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Why Do I Need Travel Insurance for Thailand From India?

You need international travel insurance to protect yourself from financial risks. Here are some critical situations when an insurance plan can help you while on your trip: 

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A medical emergency can arise at any moment while travelling

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An airline may lose or delay your checked-in baggage

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You may end up losing your money, passport, or other valuables
 

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You may have to cancel or postpone your trip due to unforeseen circumstances.

Why Choose ACKO Thailand Travel Insurance?

When it comes to Thailand travel insurance, we can help you obtain it quickly and efficiently. 

Here are some ways we can assist you

Go Paperless

Paperless Process

ACKO is an online-only insurer, which means you can buy, claim and manage your policy entirely online. 

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Budget-Friendly

You get the best insurance options with great coverage at a reasonable price.

cost saving

No Out-of-Pocket Expenses

Rest assured that you won't have to worry about paying anything out of your pocket. 

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Coverage for COVID-19-Related Hospitalization

In case you test positive for COVID-19 during your travel period, we cover COVID-19 hospitalisation in our travel plans. Stay safe!

Thailand Travel Insurance Plans by ACKO

Let's explore the various travel insurance Thailand options available for Indians:
 

Type of Thailand Travel InsuranceDescription
Single-Trip Travel InsuranceCovers one visit to Thailand, offering protection for medical emergencies, trip cancellations, and baggage loss from departure to return.
Individual Travel InsurancePerfect for solo travellers, includes 24/7 emergency assistance and coverage for adventure activities like snorkelling and hiking.
Family Travel InsuranceCovers the entire family under a single policy, offering convenience and cost savings.
Group Travel InsuranceProtects everyone in your group with simplified policy management.
Senior Citizen Travel InsuranceTailored for older travellers, providing higher medical coverage limits and comprehensive protection in Thailand.

What's Covered and What's Not Covered  in ACKO’s Thailand Travel Insurance

The following are the situations usually covered under travel insurance for Thailand from India.

The following travel-related circumstances are covered under your ACKO travel insurance for Thailand:

  • Return of minor child to the city of residence in case of the insured person's hospitalisation
  • Family member’s compassionate visit in case of the insured person’s hospitalisation
  • Monetary loss for transportation in case of medical care and death of the insured person during the trip
  • Compensation for flight delay or cancellation for emergency situations
  • Compensation for rescheduling for the mentioned reasons in the policy
  • Compensation for misplacement or delay of the checked-in baggage
  • Compensation for total loss/partial loss of checked-in baggage
  • Unrecoverable costs related to the loss of passport
  • Compensation in the event of a paid booking bouncing during travel
  • Our policy will offer financial coverage in these legal situations.
  • Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation
  • Your travel insurance through ACKO will provide coverage for these medical issues.
  • An accidental injury that requires hospitalisation or daycare.
  • A medical emergency that requires hospitalisation or daycare.
  • OPD medical expenses due to injuries or illnesses
  • Adventure sports-related injuries requiring hospitalisation
  • Permanent total disability/Permanent partial disability caused by an accident during the travel period
  • Accidental death of the insured person during the travel period
  • Coverage for transporting remains in case of death during travel due to injury or illness during the travel period
  • COVID-19 quarantine resulted in flight cancellations

The following travel-related circumstances disqualify you from receiving financial aid under your ACKO travel insurance for Thailand.

  • If a valid visa is not present when you enter Thailand
  • Overstaying your stay in Thailand than the validity of your visa
  • If the sole purpose of your trip to Thailand is to receive medical attention
  • Travelling to Thailand when you’re not medically fit
  • Travelling overseas

Our policy may not offer financial coverage in these legal situations.

  • Loss, damage, or injury due to self-inflicted harm, suicide, etc
  • Loss, damage, or injury when you are under the influence of alcohol or some other intoxicating substance
  • ​​Loss, damage, or injury during a criminal act
  • Loss, damage, or injury during a hazardous activity
  • Your travel insurance through ACKO does not provide coverage for these medical issues.
  • Medical complications associated with pregnancy or pre-existing disease
  • If a close relative prepares the disability report used to substantiate a claim

How to Buy ACKO Travel Insurance for Thailand Online?

Simply follow these steps to buy travel insurance Thailand from our mobile app or website and secure your trip in minutes:

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Click here and choose your destination.

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Specify your trip’s start and end dates

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Pick the types of coverage you want

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Provide details and pay the fee

An instant travel insurance policy will be generated and immediately sent to your email ID.

ACKO Travel Insurance Claim Process for Thailand

Claiming your ACKO travel insurance online for Thailand is super easy. Here are the simple steps to follow

For travel medical insurance that offers treatment without cash

  • Send an email to [email protected] or call 01246174722 to report your location. We will respond in 10 minutes.
  • We'll provide you with a list of local hospitals that offer cashless services.
  • All you have to do is share your policy document, and you are done.

For other covers

  • You can contact us by giving us a missed call at 01246174722 or sending an email to the address [email protected] 
  • Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days.

Thailand Entry Requirements for Indians

 

Do Indians need a Visa for Thailand?

Yes, Indian citizens need a visa to travel to Thailand. However, they can also obtain a visa on arrival at designated checkpoints. That said, under the Visa Exemption Scheme, Indian passport holders can enter Thailand without a visa for tourism or short business visits for up to 60 days. This exemption will be in effect until further notice.

 

Thailand Visa Information

VISA CATEGORYPARAMETERS
  
Tourist Visa60-day validity with single or multiple entry options
Non-immigrant Visa90-day validity with single entry option
Non-immigrant B VisaBusiness or work-related visit visa
Non-immigrant Ed-VisaEducation-related visit visa
Non-immigrant O-VisaVisa to work in Thailand and live there after retirement
Permanent Resident VisaVisa available for people who have lived in Thailand for 3 consecutive years

How to Apply for a Thailand Visa from India?

To apply for a Thailand visa through ACKO, follow the steps below:

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Click here and select Thailand as the country of visit.

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Complete the online application form and upload all the required documents.
 

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Pay the visa fee through a debit/credit card or a mobile wallet.

Once payment is made, the documents will be verified, and your visa will be sent to your email address.

Documents Required for a Thailand Visa (for Indian Citizens)

  • To apply for a Thailand visa, ensure you have the following documents:
  • Passport valid for at least six months beyond your stay with at least two blank pages.
  • Completed Thailand visa application form.
  • Two recent passport-sized colour photos with a white background.
  • Bank statements from the last six months showing sufficient funds.
  • Confirmed return or onward flight tickets.
  • Proof of hotel bookings or an invitation letter from a host in Thailand.
  • Travel insurance covering medical expenses and emergencies.
  • Cover letter stating the purpose and duration of your visit.
  • Additional documents based on visa type, such as employment letters or business invitations.

Best Time to Visit Thailand

Thailand is a great destination year-round, though the climate varies. The best time to visit Thailand is from November to early April, when the weather is cool and dry.

  • West Coast (e.g., Phuket, Krabi): Ideal for winter visits, especially for diving and snorkelling.
  • East Coast (e.g., Koh Samui, Koh Phangan): Great to visit anytime, with pleasant weather year-round.

Best Places To Visit in Thailand

Here are some of the main attractions of Thailand you must take notice of. 

Phuket is such an incredible place to visit! It's Thailand's largest island city, and it has so much to offer its visitors. You'll find some of the world's most beautiful beaches with white sands, palm trees swaying in the breeze, crystal-clear waters, and lively towns. 

It is also one of the largest islands that conceal breathtaking views for you to explore on a beach holiday. Some of the must-visit spots here include Monkey Beach and Long Beach.

It's a food lover's dream come true! Sunday Walking Street in Chiang Mai awaits you with neverending delicious street food options. You will find small stalls selling finger-licking dishes like chicken satay, pad thai, fried bananas, etc.

If you need a beach to relax and enjoy turquoise-blue waves hitting the shore, go to Railay Beach in Thailand. It’s a place where you can also enjoy scuba diving, snorkelling, and even climbing limestone cliffs.

Situated in northern Thailand, Pai offers a change of landscape from southern beaches. This is where you can have a laid-back moment and make memories of Thai food and breathtaking views.

If you want to know more about the best places to visit in Thailand, click on the link.

Indian Embassy Location in Thailand

As an Indian travelling in Thailand, you can contact the Indian Embassy located there for emergency assistance. Here are the embassy’s details.

Emergency contact+66-618819218
Regular contact02-2580300-6
Address46, Prasarnmitr, Sukhumvit, Soi 23, Bangkok - 10110
Email[email protected]
Working daysMonday to Friday (apart from holidays)
Working hours0900 to 1200 hrs

International Airports in Thailand for VOA

The following are the main international airports you can choose for visa on arrival for Thailand:
 

Thailand AirportsCode
  
Suvarnabhumi Airport, BangkokBKK
Chiang Mai International Airport, Chiang Mai CNX
Phuket International Airport, PhuketHKT
Krabi International Airport, KrabiKBV
Don Mueang International Airport, BangkokBangkok
Samui International Airport, Surat ThaniUSM
U-Tapao Rayong Pattaya International Airport, PhlaUTP
Hat Yai International AirportHDY

Thailand Visit: Safety and Precautions

While Thailand is considered safe to travel, there are a couple of things to keep in mind to ensure your safety while visiting the country. 

  • Prefer a chained pocket to keep your money and passport safely.
  • Have multiple photocopies of your passport.
  • Don’t leave your drinks or food unattended at restaurants.
  • Be extremely careful of pick-pockets while using public transport services or roaming in a crowded market.
  • Don’t lose your grip on your handbags while walking in the streets.
  • Don’t travel without trip insurance to cover yourself against unexpected situations.

Tips to Buy the Best Travel Insurance for Thailand From India

The following tips will help you to buy the best travel insurance for Thailand.

  • Collect quotes from multiple travel insurance providers.
  • Compare your choices of travel insurance for Thailand online based on the coverage, services, features, and premiums.
  • Decide on a sum insured that can save you from financial burden, even in extreme conditions.
  • Pick and avoid coverages based on your travel needs.
  • Thoroughly understand and review the claim process to avoid difficulties later.

Frequently Asked Questions

Here are a few common questions and their answers related to a Thailand travel insurance plan.

No, travel insurance is not mandatory for Thailand. However, all travellers should have insurance to cover unexpected events.

Yes, it's strongly recommended that you buy travel insurance for Thailand. It can provide coverage for medical emergencies, trip cancellations, lost belongings, and other unexpected incidents that may arise during your trip.
 

While you can technically travel to Thailand without insurance, it is not advisable. Medical costs and other emergencies can be expensive, and having insurance provides peace of mind.
 

Once you book your flight tickets, you can purchase travel insurance for Thailand. Make sure you buy insurance before the date of your departure from India. 
 

Travel insurance to Thailand is important to protect your trip financially against unwanted and unexpected situations, such as baggage loss, trip cancellation, medical emergencies, flight delays, and personal liabilities.

The cost of travel insurance for Thailand can vary widely based on factors like your age, duration of stay, coverage amount, and specific add-ons
 

You can buy travel insurance online for Thailand from India. It is the easiest way to compare policies, customise coverages and purchase a policy without lengthy paperwork. 

While not compulsory, you must purchase medical travel insurance to have financial coverage against medical emergencies that require hospitalisation.

Look for travel insurance that covers medical expenses, trip cancellations, personal liability, lost baggage, and any specific activities you plan to do (such as adventure sports).
 

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.

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Written by Namrata Saha Choudhury

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Reviewed by Lokesh Shetty Author info Icon

She travels with words, bringing places to life. Whether it’s hidden gems or dream destinations, she makes travel feel as exciting on paper as it is in reality. When not writing, you can find her gardening, writing verses, or lost in a Netflix series with a bowl of fruits—especially watermelon!

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